the easy way to see if you qualify provided income is under 100k is to grab your assesment notice from 2008 if you have lodged and go A + G - O. If this figure is greater than zero then you qualify. it needs to be a positve figure if its negative you won't get it. The ATO have promised to have them all out by 16th May. It will be in whatever format your refund was. ie if you got a cheque it will be cheque or otherwise go straight into your bank account provided that bank account is still operational.